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Tuesday, July 31, 2007
Bose Aviation X for sale
Monday, July 30, 2007
Florida forclosure is not so bad
The Forclosure process in Florida is more lacking than in other states. Many states can have you out in the cold before you know it with the shirt off your back!
In Alabama, late-paying homeowners can lose their properties to foreclosure at breathtaking speed - as little as 30 days after a delinquency notice is published.
In New York State, the process can drag on for well more than a year.
With foreclosures spiking around the nation, homeowners should learn the foreclosure laws in their states - what you don't know can hurt you.
"The foreclosure laws tend to be very parochial," said Lawrence Jacobson, a real estate attorney in Los Angeles.
One major divide is whether the principal instrument securing the loan is a conventional mortgage or a "deed of trust." They are not the same even though everybody uses the term "mortgage" interchangeably.
In fact, deeds of trust are the more common of the two, used in 34 states either mostly or exclusively.
The difference is this: Mortgages involve two parties, borrowers and lenders, while deeds of trust have third parties, called trustees, who hold temporary title to the properties until borrowers pay off their loans.
That difference can be crucial when a borrower falls behind in payments. With deeds of trust, the trustees don't have to go to court to initiate a foreclosure; with a mortgage, the lender almost always does, which slows down the process.
In states where deeds of trust are an option, lenders almost always choose them over mortgages, because they are "non-judicial" - and quick.
California, where foreclosure might come as soon as 120 days following the delinquency notice, is one of them. Said Jacobson: "I've been a real estate attorney nearly 40 years and I have yet to see a mortgage in California."
Visit www.leeforbes.com
Tuesday, July 24, 2007
West Bradenton condo
Price: $179,900
4802 W 51st St #911 Bradenton, FL 34210 Listing
County: Manatee
Prop Type Condominium Prop Subtype(s) Condominium
Area SW of Cortez & 34th Subdiv/Condo The Palms of Cortez
Beds 2 Approx Square Feet 1134 Unknown
Baths(FH) 1 (1 0) Price/Sq Ft 158.64
Year Built 2002
Prop ID 5165819259
See Virtual Tour
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| Directions Cortez Road west to 51st Street then South. Entrance on right and gate ahead. Unit 911 |
| Marketing Remark Light & Bright gated west side community. Top floor for privacy, 9 foot ceilings, 2 bedrooms, 1 bath, kitchen with oak cabinets and breakfast bar, combination living/dining area, open balcony. The Palms amenities include Clubhouse with 24 hour exercise room, community pool, lighted tennis courts,laundry, playground area and BBQ Pavilion. New in 2002. Move-In Ready! |
| Range Price | No | Zoning | PDP |
| Representation | Trans Broker |
| General Information |
| Design of Building | Mid-Rise | Unit Level | 3rd |
| Efficiency | No | End Unit | No |
| Owners Bath Desc | Combined Tub/Shower | Covered Parking | None |
| Other Parking | Open Space | Waterfront | No |
| View Exposure | West | Furnishings | Unfurnished |
| Pets | Yes | Num. of Pets Allowed | 2 |
| Pet Size | Medium |
| Addl Features & Utilities |
| Construction | Cncrt Blk, Cncrt Blk/Stco/SpryC | Window Descrip. | Single Hung |
| Flooring | Carpet, Vinyl | Equipment/Appliances | Range, Refrigerator, Dishwasher, Garbage Disposal, Smoke Detector, Microwave |
| Interior Design | Breakfast Bar, Open Plan, Utility in Living Ar, Window Coverings | Exterior Features | Common Laundry, Open Porch/Balcony |
| Security Features | Card Entry, Complex Secured, Enter Phone Entry | Special Information | Condo Disclosures Av, Condo Docs Available, Seller Prp Discl Av |
| Amenities | BBQ/Picnic, Child Play Area, Clubhouse, Exercise, Tennis/Hard Surface, Pool | Restrictions | No Ext Alterations |
| Minimum Lease | 6 Months | Approval | Application Fee, Tenant Approval |
| Management Co. Name | Castle Property Management | Management Co. Phone | (941) 795-7470 |
| Management | Condo Association | Energy | Central Heat/Cool |
| Room Dimensions |
| Living Room | 20x15 | Main Bedroom | 15x12 |
| Financial Information |
| Maint/Assoc Fee #1 | 134.00 | Assoc Frequency #1 | Monthly |
| Fee Includes | Public Insurance, Recreational Facil, Common Ground, Reserve, Fidelity Bond, Roof, Landscape/Lawn | Buyer Approval Fee | 100 |
| Gross Prop Taxes | 2323 | Possession | Immediate |
| Terms Available | Conventional |
| Office Information |
Listing # 532758
|
Braden Woods home for sale
Listing Price: $359,900
Virtual tour
9007 E 61st Avenue Dr Bradenton, FL 34202
County: Manatee
Area E of I-75, S of SR70 Subdiv/Condo Braden Woods
Beds 3 Approx Square Feet 1897 Tax Roll
Baths(FH) 2 (2 0) Price/Sq Ft 189.72
Cov Park Space 2 Pool Yes
Year Built 1990 Lot Sq Ft (approx) 36329, 3/4 acre
Prop ID 1901537553 Lot Acres (approx) 0.834
Directions From S.R. 70 turn south onto Braden Run, then right on Forrester Drive, right on Pine Tree Drive and left onto Pine Needle Circle (61st Ave E.)
Marketing Remark A true showcase of the Braden Woods Lifestyle! Over 3/4th acre lot that extends into a beautiful lake. Enjoy views of the tranquil water from your caged private pool & lanai. Home features cathedral ceilings, three bedrooms, two baths & a two car garage. The living & separate family room allows you space to spread out & enjoy this fantastic home. Kitchen w/breakfast bar, pantry & wood cabinets.
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Lot Description Greenbelt, Cul-de-sac Zoning RSF1/WPE/
Representation Trans Broker
General Information
Type of Dwelling Contemporary Main Living Area Ground Level
Bedroom Description Main Bdrm Grnd Level, Split Plan Owners Bath Desc Dual Sink, Separate Tub/Shower
Pool Dimensions 25x13 Pool Description Inground, Caged, Concrete, Equipment Included
Covered Parking Attached Garage Other Parking Drive Space
Waterfront Yes Waterfront Descrip. Lake/Lagoon, Freshwater
Water View Lake, Water Rear Exposure South
Addl Features & Utilities
Num. of Ceiling Fans 7 Roof Material Asphlt/Fbrglss Shngl
Construction Cncrt Blk, Cncrt Blk/Stco/SpryC Window Descrip. Single Hung
Flooring Carpet, Ceramic Equipment/Appliances Auto Garg Door Opnr, Range, Refrigerator, Dishwasher, Dryer, Garbage Disposal, Washer, Microwave
Interior Design Breakfast Bar, Cathedral/Vaulted Cl, Open Plan, Pantry, Separate Dining Room, Utility in Livg Area, Walk-In Closets, Foyer Entry, Window Coverings, Wood Cabinets Exterior Features Sliding Glass Door, Private Setting
Other Areas Family Room Subdivision Info. HOA Mandatory, Subdiv. Restrictions
Special Information Seller Prp Discl Av, HOA Disclosure Avail Cooling Central Electric
Heating Central Electric Sewer Type Septic System
Water Supply Central Water
Room Dimensions
Living Room 13x13 Dining Room 11x10
Kitchen 11x10 Family Room 16x14
Main Bedroom 16x13 2nd Bedroom 14x11
3rd Bedroom 14x11 Utility Room 9x6
Screen Porch/Lanai 30x10
Financial Information
Maint/Assoc Fee #1 200.00 Assoc Frequency #1 Annually
HOA Fee Includes Common Ground Gross Prop Taxes 2554
Possession 30 Day, Negotiable, 30-60 Days Terms Available Conventional
Agent/Office Information
Showing Call Office, Lockbox-Call First, Lockbox-Electric
Presented By: Lee D Forbes Premier Team, Inc.
Primary: 941-727-2741
Secondary: 941-746-0505
Other: 941-725-4258
E-mail: Results@LeeForbes.com
3850 E State Rd 64
Bradenton, FL 34208
941-746-0505
Fax : 941-749-0383
July 2007 Web Page: www.LeeForbes.com
All information, regardless of source, including square footages, lot sizes, total taxes and other tax information is deemed reliable but is not guaranteed and should be verified by personal inspection by and/or with the appropriate professional(s)
MLS # 557647
Friday, July 13, 2007
It keeps going and going...
Even Cnn.com has to update their articles daily to keep up with the housing market slide.
Lee Forbes
LeeForbes.com
Housing slump gets longer, and longer ...
Realtors' latest forecast pushes back price recovery to 2nd quarter 2008; sales forecasts falls further.
By Chris Isidore, CNNMoney.com senior writer July 11 2007: 11:34 AM EDTNEW YORK (CNNMoney.com) -- The slump in home sales and prices will be deeper and last longer than previously expected, according to the latest forecast Wednesday by the National Association of Realtors.
The trade group is now looking for flat prices for existing homes in the first quarter of 2008 compared to the first quarter of 2007, and a more year-over-year declines for new home.
The group's previous monthly forecast had projected that both new and existing home prices would start to rebound to show a year-over-year rise in the first quarter of 2008.
Both new and existing home prices are now expected to show a less than 1 percent gain in the second quarter of next year, according to the latest forecasts. Those increases are less than previously forecast
Wednesday, July 11, 2007
Housing still hurting.
Here is an article from Cnn.com advising about the continued decline in the realestate market. Locally, we are leading the state in sales volume but that is only in comparison to our terrible 2006 season.
Forecast: Housing slump not going away soon
Realtors' latest forecast pushes back a recovery in home prices to second quarter of 2008 as current price, sales forecasts fall further.
By Chris Isidore, CNNMoney.com senior writer July 11 2007: 10:52 AM EDT NEW YORK (CNNMoney.com)
-- The slump in home sales and prices will be deeper and last longer than previously expected, according to the latest forecast Wednesday by the National Association of Realtors.
The trade group is now looking for flat prices for existing homes in the first quarter of 2008 compared to the first quarter of 2008, and a continued year-over-year decline in new home prices in that period.
The group's previous monthly forecast had projected that both new and existing home prices would start to rebound to show a year-over-year rise in the first quarter of 2008.
Both new and existing home prices are now expected to show a less than 1 percent gain in the second quarter of next year, according to the latest forecasts. Those increases are less than previously forecast.
"Buyers now have an overwhelming advantage given the wide selection of homes available in many markets," said Lawrence Yun, NAR senior economist, in the group's forecast statement.
The group's forecast also shows some additional weakness in projections for the rest of 2007 as well.
The group now sees second-quarter existing home sales falling below the 6 million annual sales pace to a 5.96 million rate. That is still only a forecast, as final sales and price figures from the just completed period are not yet available.
If it is correct, it would be the first time in four years that quarterly sales were below the 6 million home annual sales pace.
A month ago, the group was forecasting the pace of sales would end the second quarter at a 6.03 million annual rate, and stay above that 6 million threshold through the rest of this year and into 2008.
But the group now expects sales to stay just below the 6 million pace in the third quarter as well, although it sees a slight pickup from its current forecast for the second quarter sales pace.
The group also now projects that the median existing home price for all of 2007 will be down 1.4 percent, which is slightly worse than its previous forecast of a 1.3 percent drop.
The group has never seen a full-year decline in existing home prices in the nearly 40 years it has compiled national sales statistics. As recently as March, the group was still forecasting a 1.2 percent rise in the median existing home price for this year.
It also is looking for a 2.6 percent drop in new home prices for all of 2007. That is also worse than the previous estimate of a 2.3 percent drop in prices.
And while the forecast for new home prices is to increase for all of 2008, the new estimate of a 2.2 percent increase from 2007 levels is less than the previous forecast of a 2.6 percent jump in prices. The latest forecast is for a 1.8 percent rise in existing home prices in 2008, slightly better than its previous estimate of a 1.7 percent rise.
"Markets that sharply reduce new construction in 2007 will generally experience respectable price increases in 2008," Yun said in the group's forecast. "Local conditions vary considerably, but with historically low mortgage interest rates this summer and sustained job gains, it could be a good time for first-time buyers with a long-term view to test the housing waters."
ARMageddon: Record jump in mortgage payments coming soonThe group forecasts that the average 30-year fixed rate mortgage will be 6.7 percent in the third and fourth quarters of this year, after averaging 6.3 percent in the second quarter. That's slightly above its previous forecast of mortgage rates of 6.6 percent through the end of this year.
Mortgage finance firm Freddie Mac's survey found that the average 30-year has retreated in each of the last four weeks to 6.63 percent in the most recent reading, after hitting an 11-month high in the firm's June 14 estimate.
Tuesday, July 10, 2007
Blogging
2007 is an exciting year for my business as I cross into my sixth year servicing Manatee county! I am very greatful for all the clients I have worked with over the years now. Each person was a new and exciting experiance for me. We have formed many stong friendships and business connections together and I can hardly wait to add more wonderful prospects to our lives. If I can assist you with any real estate need or even just answer your questions about our local market please contact me to discuss. There is no better topic than real estate!
Also, Feel free to use my website to view all of the active listings in Manatee County day or night. It's always up to date 24/7..
Lee Forbes PA
- Lee Forbes
- Bradenton, Florida, United States
- I am a graduate of the Realtor institute and an Accredited Buyers Representitive. Reciently I completed the E-pro course CRS residential specialist training in 2007. I am very interested in technology and how it can improve our lives and enjoy working with computers. You will find me to be very easy to speak with and contact. Be that through phone, in person or electronic media. I greatly enjoy what I do and would like to help you too.
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